:root{--bg:#0b1220;--bg2:#111a2e;--line:rgba(255,255,255,.08);--text:#e7ecf3;--muted:#9aa7bb;--accent:#7fc4d8;--gold:#d8b878}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:10;background:rgba(11,18,32,.85);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.nav nav a{color:var(--muted);margin-left:28px;font-size:.92rem}.nav nav a:hover{color:var(--text);text-decoration:none}
.logo{display:flex;align-items:center;gap:10px;color:var(--text);font-weight:600;letter-spacing:.18em;font-size:.95rem}.logo:hover{text-decoration:none}
.hero{position:relative;overflow:hidden;padding:140px 0 120px;border-bottom:1px solid var(--line)}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(800px 400px at 80% 10%,rgba(127,196,216,.16),transparent 60%),radial-gradient(600px 400px at 10% 100%,rgba(216,184,120,.10),transparent 60%)}
.hero svg.ridge{position:absolute;bottom:0;left:0;width:100%;height:220px;opacity:.5}
.hero .wrap{position:relative}
.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:.22em;font-size:.78rem;font-weight:600;margin-bottom:20px}
h1{font-size:clamp(2.2rem,5.2vw,4rem);line-height:1.1;font-weight:600;letter-spacing:-.02em;max-width:820px}
h1 em{font-style:normal;background:linear-gradient(90deg,var(--accent),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{color:var(--muted);font-size:1.15rem;max-width:620px;margin:24px 0 36px}
.btn{display:inline-block;padding:13px 26px;border-radius:999px;background:linear-gradient(90deg,var(--accent),#a9d8e4);color:#08101d;font-weight:600;font-size:.95rem}
.btn:hover{text-decoration:none;opacity:.9}.btn.ghost{background:none;border:1px solid rgba(255,255,255,.25);color:var(--text);margin-left:10px}
section{padding:100px 0;border-bottom:1px solid var(--line)}
h2{font-size:clamp(1.7rem,3vw,2.3rem);font-weight:600;letter-spacing:-.01em;margin-bottom:18px}
.two{display:grid;grid-template-columns:1fr 1.4fr;gap:60px}
.muted{color:var(--muted)}p+p{margin-top:16px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.card{background:linear-gradient(180deg,var(--bg2),rgba(17,26,46,.4));border:1px solid var(--line);border-radius:16px;padding:32px}
.card .n{color:var(--gold);font-size:.8rem;letter-spacing:.2em}
.card h3{font-size:1.2rem;margin:12px 0 12px;font-weight:600}
.card ul{list-style:none;color:var(--muted);font-size:.94rem;margin-top:14px}.card li{padding:6px 0;border-top:1px solid var(--line)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;counter-reset:s}
.step{border-top:2px solid var(--accent);padding-top:18px}.step h3{font-size:1.05rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.94rem}
.note{margin-top:36px;font-size:.88rem;color:var(--muted);border-left:2px solid var(--gold);padding-left:16px;max-width:760px}
.contact{text-align:center}.contact .mail{font-size:clamp(1.1rem,2.6vw,1.6rem);display:inline-block;margin:10px 0 30px}
.legal{padding:80px 0;max-width:780px}.legal h1{font-size:2.4rem;margin-bottom:10px}.legal h2{font-size:1.25rem;margin:36px 0 10px}
.legal p,.legal li{color:#c5cede}.legal ul{padding-left:20px}.legal dl{display:grid;grid-template-columns:200px 1fr;gap:10px 20px;margin-top:30px}.legal dt{color:var(--muted)}
footer{padding:40px 0;font-size:.85rem;color:var(--muted)}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer a{color:var(--muted);margin-left:18px}footer a:first-child{margin-left:0}
@media(max-width:860px){.two,.cards,.steps{grid-template-columns:1fr}.two{gap:20px}.nav nav a:not(:last-child){display:none}.hero{padding:90px 0 110px}section{padding:70px 0}.btn.ghost{margin:12px 0 0}.legal dl{grid-template-columns:1fr;gap:2px}.legal dd{margin-bottom:12px}}